Finance

Financial Literacy

By high school, most students are adept at algebra and calculus, but still may not know how to balance a checkbook, how to calculate their yearly budget, or understand the concept of compounding interest on a credit card. During these pivotal years, young adults transition from their parents making most financial decisions to self reliance and independence. It’s common for young adults to mirror their parents’ relationship with money, to rebel against it, or a little of both. Avoidable mistakes made during teen years and in the young 20’s often set students up for a lifetime of debt that they can’t easily recover from. 

In these classes, we’ll talk candidly about what money is, how it works, and the importance of fiscal responsibility. Financial Literacy sets the stage for what comes next: building workplace readiness. 

Financial Literacy Topics Include:

• Budgeting
• Credit and credit scores
• Working when under 18yo.
• Banking 101: bill payment, checking, and savings
• Insurance 101: car, health, renters, and more
• Retirement savings
• Living on your own 
• Rental agreements
• Public utilities 
• Public transportation
• How to buy/lease and maintain a car
• Taxes (income, sales, etc.)
• Cost of higher education + school and finance options
• Basics of investing
• Avoiding and emerging from debt
• Types financial institutions 
• Shopping tips: in store and online

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